financial planning

As part of our duty of care to our clients, we strongly recommend you review your personal insurance requirements. We have our own in-house licensed financial advisor that will discuss the benefits of life insurance, total & permanent disability insurance ('TPD') and income protection insurance with you, to understand which policy may be required.

These insurance policies will help protect you, your family and your home from any unforeseen eventualities into the future where you may be out of work for a period of time. Without adequate insurance cover you and your family stand to lose all you have worked so hard for just by one simple mishap that may not even be of your doing.

We offer you a free consultation with our in-house licensed financial advisor to help you gain an understanding of your current exposure and what it may cost to gain the right insurance cover for yourself.

Our qualified financial advisor can assist you with your superannuation and retirement advice including:

Income protection – It is important that your family and income is protected if you fall ill and are unable to work for a period of time. We can arrange an income protection plan suited to your specific work/lifestyle expenditures.

Trauma Insurance – It is important to ensure you and your loved ones do not suffer financial stress should you encounter an unforseen illness, by having a financial safety net in place during your recovery. This type of insurance may offer lump sum payments if you suffer a serious illness or funding for expensive medical procedures. Without this insurance policy you may suffer loss of income while you are going through recovery.

Life and Total and Permanent Disability (TPD) Insurance - You can’t control the future, but with Life and Total and Permanent Disability (TPD) Insurance, you can help protect your family against the devastating financial impact of death or long term disability. We will sit with you to understand your financial and family structure and design an appropriate Life insurance policy catering to your family needs into the future.

Superannuation – Australia’s superannuation industry is growing and changing rapidly, so it’s important to be familiar with the investment that is going to help fund your retirement. What might seem like small changes now can have a significant impact on your lifestyle in retirement.

Investment – Whether you have funds now that you’d like to see working harder for you, or you’d like to setup an investment plan to put your money away on a regular basis, you should have a chat with our financial advisor to run through your options and tailor a plan to your circumstances.